Life Insurance
A group life insurance plan which is fully financed by the College is also provided. This plan provides Term Life insurance, Accidental Death, and Dismemberment at a variable percentage of salary.

Long -Term Disability
Long-term disability coverage is also provided and is fully financed by the College. Benefit payment coverage begins on the seventh month of disability, subject to verification and determination by the insurance carrier. Benefits amount to 60% of your monthly salary. Included as an offset in any monthly payments are the following: primary Social Security benefits, Worker's Compensation, veteran's benefits and other related disability coverage.

All active eligible FT employees on the Life/AD&D/LTD plan offered by Prudential have access to the following programs:

Prudential Optional Benefits

Voluntary Term Life Insurance - provides you with additional financial protection for your family even after you're gone

Voluntary Accidental Death & Dismemberment Insurance - pays a benefit for a covered accident regardless of any disability or life insurance you may have.  If you die or are seriously injured as a result of a covered accident or injury, you or your beneficiaries will receive a set amount to help pay for unexpected expenses.