Information found on this page
includes general descriptions of the various plans available
at Dickinson along with phone numbers to contact for more
information. Please check with HR Services for a more detailed
account of each plan.
Flexcomp is a flexible benefit and compensation program that
lets you decide how to use your pay and benefits most effectively.
A key feature of Flexcomp is that currently you do not pay
federal taxes on any benefits you select under the Flexcomp
program. In addition, any contributions you make to your retirement
savings are on a federal tax-deferred basis.
**Dickinson reserves the right to amend or terminate
these benefits at any time. If there is a contradiction between
the information on this web page and the actual plan documents,
the master plan/policy will govern.**
If elected, the health care benefits are effective the first
of the month after your date of hire. However, if your date
of hire is the first working day of the month then coverage
is effective the first of the month in which you were hired.
You pay for the premium costs using pre-tax dollars. You may
opt for individual, two-party or family coverage for your
spouse or eligible same sex domestic partner and dependent
unmarried children less than age 19 (or up to age 25, if your
dependent children are full-time students at an accredited
college or university). Employees have the option of enrolling
or changing their enrollment: 1) within the first 31 days
of becoming a full-time employee, 2) through the open enrollment
process which allows non-participating and participating eligible
employees to enroll, change, or cancel coverage on July 1
of each year, or 3) when certain family status changes occur,
such as the birth of a baby. Contact HR Services for further
information.
The College offers a Point of Service
(CCPPO) plan, which is administered
by HealthAssurance.
The plan includes a prescription drug plan.
Link to HealthAssurance
Member Home Page
Participating
Physicians and Speciality Providers - Enter the Provider
Search.Enter your city, state and zip code. Then select HealthAssurance
PPO. Follow the directions on the screen for your specific
search.
Participating
Pharmacies - You'll need to login by using your Member
ID number and year of birth. Choose Pharmacy Locator on the
right under Prescription Benefits.
Click here for an enrollment
form.
For questions or concerns, call Member Services at (717)540-6315
or 1-800-252-5742.
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The College offers two group dental
plans through United Concordia. Benefit coverage differs depending
on the schedule of benefits and whether the dentist utilized
is participating (in-network) or non-participating (out-of-network).
The full cost of coverage is paid by the employee.
Comparison of the two dental plans.
Participating
Dentists - Choose the Advantage Plus network
and begin your search. You may search on a couple different
criteria, just select your options.
Click here for an enrollment
form.
For questions or concerns, call customer service at 1-800-332-0366.
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Vision benefits are available through Vision Benefits of America
(VBA). The plan offers reduced cost vision services for exams,
glasses or contact lenses. While the highest level of coverage
is provided when using the in-network providers, some coverage
is provided when using non-network providers. Unlike the medical
and dental plans, you must sign up for a 2-year period. The
full cost of coverage is paid by the employee. Participating
Optometrists/Ophthalmologists - Select Search for Providers
at the left. Enter your zip code and then Search.
Click here for an enrollment
form.
Plan Summary
The toll-free phone number to receive a claim form and a
current list of participating providers is 1-800-432-4966. VBA now has a new E-Claims System which no longer requires members to call for a claim form. To use the new system, log-on to their website at www.visionbenefits.com. VBA providers listed in bold are capable of using E-Claims. For more info, please read the VBA notice.
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Accidental Death and Dismemberment
Coverage
Dickinson College offers you and your dependents group accidental
death and dismemberment coverage by The Hartford. Information
regarding these benefits is available in HR Services.
Click here for an enrollment
form.
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Retirement
Defined Contribution Retirement Plan
Dickinson College participates in a retirement program underwritten
by Teacher’s Insurance and Annuity Association and College
Retirement Equities Fund (TIAA-CREF), Fidelity Investments,
or a combination of both. Eligibility occurs following the
completion of one year of full-time service with the College.
After the one-year waiting period, Dickinson College contributes
an amount equal to 6% of your base salary. The one-year waiting
period is waived for persons presently employed (meaning you
are employed now and in that organization’s retirement
plan) coming to Dickinson with an active, 100% vested and
qualified retirement plan. The waiver was established so that
candidates presently employed, in a retirement plan and 100%
vested would not lose retirement benefits when they choose
to join Dickinson.
Tax Deferred Annuity Plan
In addition to the retirement plan, employees are eligible
to participate in the Dickinson College Tax Deferred Annuity
Plan (TDA) in accordance with Sections 402(g), 403(b), and
415 of the Internal Revenue Code effective from your date
of employment. In this plan you can elect to reduce your salary
on a pre-tax basis and contribute that amount into a federal
tax-deferred plan with either TIAA-CREF or Fidelity Investments.
The IRS limits the maximum amount you can put into a tax-deferred
403(b) retirement plan in any given year. All benefits arising
from these contributions are immediately and fully vested.
Emeriti
The Emeriti Program is a tax advantaged way to invest and
accumulate assets during working years to help meet health
care expenses during retirement. The College contributes on
behalf of eligible employees age 35 and older with one year
of service. See insert for current employer contribution amounts.
Employees age 21 and older may also make voluntary contributions
on an after-tax basis (no maximum applies).
The toll-free phone number for TIAA/CREF
is 1-800-842-2776.
The toll-free phone number for Fidelity
Investments is 1-800-343-0860.
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College Paid Benefits
Life Insurance
A group life insurance plan which is fully financed by the
College is also provided. This plan provides Term Life insurance,
Accidental Death, and Dismemberment at a variable percentage
of salary.
Click here for a complete Summary Plan Description
Click here for the January 1, 2008 Notice of Change
Long -Term Disability
Long-term disability coverage is also provided and is fully
financed by the College. Benefit payment coverage begins on
the seventh month of disability, subject to verification and
determination by the insurance carrier. Benefits amount to
60% of your monthly salary. Included as an offset in any monthly
payments are the following: primary Social Security benefits,
Worker’s Compensation, veteran’s benefits and
other related disability coverage.
Click here for a complete Summary Plan Description
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